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Note: Some browser software may store user names and security codes to facilitate the future use of a web site. We reserve the right to change our system requirements from time to time. You are responsible for ensuring that your hardware and software are compatible with our system. We are not responsible for any errors, failures, or malfunctions of your hardware or software, or for any computer virus or related problems that may occur with your use of this Service.
You are responsible for the selection, installation, maintenance, and operation of your hardware and software. To use the Service, you must have the equipment described in the Consent To Electronic Disclosure section below. Accounts requiring two or more signatures are not eligible for the Service. Each signer on your account will be given a unique User ID and password. The terms of this Agreement apply to all joint account holders.
In such situations, we will have no liability for the unavailability of access. In the event any provider or network is unavailable or we determine, in our discretion, that we cannot continue providing any third party network or service access, we may discontinue the related service or may provide the service through an alternate third party provider. Our ability to provide certain services depends on our ability to obtain services from others and to access third party networks. You can access these functions through our web site: or by downloading our Mobile banking App.
e-Statement and Alert Delivery – You can receive your statements, notices, records, and other documents and information electronically. Personal Finance Manager (PFM) – You can obtain financial data from other sources to create tools to help manage your finances. Mobile Banking and Mobile Deposit – The convenience of managing your accounts and making check deposits whenever and wherever you want, right on your mobile device. Transaction Data Export – You can export transaction data to your personal finance software. Stop Payment Orders – You can stop payment on a check. E-mail – You can communicate with us electronically through our secure e-mail system. Send Money - You can send money to other individuals. Bill Payments – Using Bill Pay, you can make bill payments to United States payees using our online banking service. You can also transfer funds between your accounts with us and accounts that you maintain with other financial institutions. Fund Transfers – You can transfer funds between your linked accounts with us, including transfers to make payments on Cathay Bank loans. Account Information – You can obtain information about your account(s) and transactions. You can use this Service to conduct the following activities: If you want to receive this Agreement in hard copy through the mail, and do not want to receive it here, electronically, please notify our Customer Service Representative at: 80. Your use of the Service will be deemed additional evidence of your agreement to these terms. This Agreement supplements, and supersedes where inconsistent, the terms of your account agreement with us. This Agreement and Consent to Electronic Disclosure, along with the terms and conditions of any optional related services in which you have enrolled (together, the "Agreement") sets forth the terms and conditions of the online banking service (the "Service") offered to you by Cathay Bank (“we”, "us", and "Bank"). 
PLEASE READ THIS AGREEMENT CAREFULLY AND KEEP A COPY FOR YOUR RECORDS. Cathay Online Banking & Mobile Banking Agreement and Consent to Electronic Disclosure
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